Trust-Growth

Overdraft against Deposit

Required documents :

  1. The Fixed Deposit bond duly discharged.
  2. Two percent extra interest rate will be charged 
  3. OD Limit will be provided up to 80% of the principal amount
  4. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Loans Against Deposits (LAD)

Required documents :

  1. The Fixed Deposit bond duly discharged
  2. Two percent extra interest rate will be charged 
  3. Loan will be provided up to 80% of the principal amount. 

Overdraft On Property (ODP)

Required documents :

  1. Project report of the Property / Activity / Estimates 
  2. Original sale deed / document of title 
  3. Link documents for 13 years 
  4. E.C. for 13 years 
  5. Valuation certificate issued by Sub Registrar Office
  6. Cash flow and projected balance sheet for business concerns 
  7. Hypothecation of Stocks / Movables (if any)
  8. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Gold Loans (GOL)

Required documents :

  1. Pledge of Gold ornaments
  2. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Consumer Durable Loans (CDL)

Required documents :

  1. ID card and latest salary slip (for Govt. Employees) / IT returns (for others)
  2. Acceptable guarantor / surety
  3. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Education Loans (EL)

Required documents :

  1.  The fee particulars and the proposed course of study from the institution.

  2.  Adequate Collateral security 

  3.  Acceptable guarantor / surety 

  4.   KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years,         Income Proof, Two Latest passport  size photos.

Business Loans (BL)

Required documents :

  1. Project report of the Business Activity 

  2. Original sale deed / document of title 

  3. Link documents for 13 years 

  4. E.C. for 13 years 

  5. Valuation certificate issued by Sub Registrar Office

  6. Cash flow and projected balance sheet 

  7. Hypothecation of Stocks / Movables 

  8. Acceptable guarantor / surety 

  9. Registration Certificate of the concern 

 10. VAT Registration / Service Tax Registration

 11. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years,Income Proof, Two Latest passport size photos

Housing Loans (HL)

Required documents :

1. Registered Sale deed / Documents of the property 

2. Link Document for the past 13 years 

3. Encumbrance Certificate (EC) for the past 13 years

4. Valuation Certificate issued by the sub registrar office 

5. Latest house tax bill and electricity bill 

6. Approved Plan and Estimates 

7. Acceptable guarantor / surety 

 11. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhaar Card,IT returns for the last 3 years,Income Proof, Two Latest passport size photos

Small Scale Industry Loans (SSI)

Required documents :

1. SSI registration certificate from concerned District Industries Centre (DIC) 

2. Project report of the Small Scale Industrial Unit (SSIU)

3. Cash flow and projected balance sheet

4. Original sale deed / document of title 

5. Link documents for 13 years 

6. E.C. for 13 years 

7. Valuation certificate issued by Sub Registrar Office

8   Hypothecation of Stocks / Movables 

9.  Acceptable guarantor / surety 

10. Registration Certificate of the concern 

11. VAT Registration / Service Tax Registration

12. KYC documents(Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3                 years, Income Proof, Two Latest passport  size photos

 

Professional Loans (SPL)

Required documents :

1. Project report of the Proposed Establishment 

2. Cash flow and projected balance sheet 

3. Registration Certificate issued by the professional body  

4. Original sale deed / document of title 

5. Link documents for 13 years 

6. E.C. for 13 years 

7. Valuation certificate issued by Sub Registrar Office

8. Acceptable guarantor / surety 

9. Hypothecation of Stocks / Movables (If any)

10. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3               years, Income Proof, Two Latest passport  size photos

 

 

Marriage Loans (ML)

Required documents :

1. Wedding card of the applicant 

2. Latest house tax bill and electricity bill 

3. Adequate and acceptable security 

4. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan        Card,Adhar Card,IT returns for the last 3           years, Income Proof, Two Latest passport  size photos

 

Mortgage Loans (MTL)

Required documents :

1. Registered Sale deed / Documents of the property 

2. Link Document for the past 13 years 

3. Encumbrance Certificate (EC) for the past 13 years

4. Valuation Certificate issued by the sub registrar office 

5. Acceptable guarantor / surety 

6. KYC documents(Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years,        Income Proof, Two Latest passport  size photos

 

  LOCATOR