ATM/Debit Card Functions:

• It can be used round the clock at any ATM centre all over India. It reduces the risk of carrying cash.
• Balance Enquiry, Mini Statement, Withdrawal of Cash, Used for Purchases at Merchant Establishments (Railway tickets booking, online shopping etc).

ATM/Debit card Safety Tips

Tips To Remember When You Receive The Card:

• Always keep your card in a safe place, just as you would take care of cash and cheque books.
• Sign in the signature panel on your ATM/debit card(s) as soon as you receive it.
• Never write down your PIN (personal identification number)any where, Memorize it.
• If you receive a replacement card, be sure to destroy your old card by cutting it into four and discard the pieces.

Tips to Remember When Transacting At The ATM:

• Ensure that no one sees while you enter your PIN (Personal Identification number).
• Never allow a stranger to assist you while using an ATM.
• After completing your transaction, secure your card and cash immediately. Always count your cash before leaving the ATM area and not outside it.
• Do not leave your transaction record at the ATM. Shred it before discarding it.
• Change your ATM PIN frequently, at least once a month.

Remember When Using Your Debit Card For Shopping:

• Use your card with merchants that you know and can trust. Never allow the shopkeeper to take your card to a different shop / room for swiping it.
• Make sure that your debit card is returned to you after completing a purchase; and be sure that the card that has been returned is your own.
• After a purchase, always take your charge slip(s) with you and tear up any carbon copies.
• Check receipts against your monthly billing statements to verify your card transactions. Report any unauthorized transaction(s) immediately.
• Check your charge slips against your monthly account statements to verify your card transactions.
• Once you have reconciled your account statements, tear up all charge slips and discard them.

PIN and Password safety Tips:

PIN Safety:

• Destroy the PIN mailer after memorizing the PIN and / or change the PIN after the first usage.
• Never keep your PIN and ATM card / debit card / credit card together.
• Use the POS terminal available at the branch to create your own PIN and/or to reset PIN.

Cyber Cafe Security:

If you are accessing any website (including ) from cyber cafe, any shared computer or from a computer other than that of your own, please change your passwords after such use from your own PC at workplace or at home. It is very important to do so especially when you have entered your transaction password from such shared computer or cyber cafe computer. Change these Passwords from your own PC at workplace or at house.

Locations of The KANAKAMAHALAKSHMI CO-OPERATIVE BANK ATMs

 

BRANCHES: AKKAYYAPALEMPALAKOLLUBHIMAVARAMANAKAPALLENARSIPATNAMCHODAVARAMELURUMVP COLONYNAD JUNCTIONJANGAREDDYGUDEMTANUKUMURALINAGARGAJUWAKAKANCHARAPALEMSEETHAMMADHARAPENDURTHIMACHILIPATNAMPAYAKARAOPETARAJAHMUNDRYMADHURAWADAMANGALAGIRIVIZIANAGARAMSRIKAKULAMNIDADAVOLU   LOCATOR