KANAKAMAHALAKSHMI BANK

Helpline Timings : 9.30am to 6.00pm | Phone : 0891-2573612 | Business Hours : 9.30am to 6.00pm 

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  • kcb_1999@kanakamahalakshmibank.com
  • 18008898479

Loans

Overdraft against Deposit

Required documents :

  1. The Fixed Deposit bond duly discharged.
  2. Two percent extra interest rate will be charged
  3. OD Limit will be provided up to 80% of the principal amount
  4. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Required documents :

  1. The Fixed Deposit bond duly discharged
  2. Two percent extra interest rate will be charged 
  3. Loan will be provided up to 80% of the principal amount. 

Required documents :

  1. Project report of the Property / Activity / Estimates 
  2. Original sale deed / document of title 
  3. Link documents for 13 years 
  4. E.C. for 13 years 
  5. Valuation certificate issued by Sub Registrar Office
  6. Cash flow and projected balance sheet for business concerns 
  7. Hypothecation of Stocks / Movables (if any)
  8. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Required documents :

  1. Pledge of Gold ornaments
  2. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Required documents :

  1. ID card and latest salary slip (for Govt. Employees) / IT returns (for others)
  2. Acceptable guarantor / surety
  3. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years, Income Proof, Two Latest passport  size photos.

Required documents :

  1.  The fee particulars and the proposed course of study from the institution.

  2.  Adequate Collateral security 

  3.  Acceptable guarantor / surety 

  4.   KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years,         Income Proof, Two Latest passport  size photos.

Required documents :

  1. Project report of the Business Activity 

  2. Original sale deed / document of title 

  3. Link documents for 13 years 

  4. E.C. for 13 years 

  5. Valuation certificate issued by Sub Registrar Office

  6. Cash flow and projected balance sheet 

  7. Hypothecation of Stocks / Movables 

  8. Acceptable guarantor / surety 

  9. Registration Certificate of the concern 

 10. VAT Registration / Service Tax Registration

 11. KYC documents (Subject to RBI guidelines from time to time) of applicant i.e. Ration Card,Voter Card,Pan    Card,Adhar Card,IT returns for the last 3 years,Income Proof, Two Latest passport size photos